Find information about Credit/Debit and Prepaid cards starting from BIN number 654078.

654078 BIN/IIN number is issued by Bank Of America and it's a Discover card and the country of issuing bank is United States.

654078 BIN
BIN/IIN 654078
Brand Discover
Type Credit
Category --
Bank Bank Of America
Bank URL https://www.bankofamerica.com/
Country United States
Country Short US
Latitude 37.09024
Longitude -95.712891

What is a BIN Number?

The first 6 digit of a card is known as BIN Number. BIN stands for Bank Identification Number. It's a 6 digit code which identifies the financial institution that issued the Card to the card holder. It also referred as IIN (Issuer Identification Number). BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card.

Credit & Debit Card Number Format

As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.

PQQQQRRRRRRRRRRRS

  • P - Major industry Identifier

  • Q - Issuing Financial Institution identifier

  • R - Account Identifier up to 12 digits

  • S - Checksum to validate Card Number.

Where PQQQQQ combined are known as BIN number or IIN code.

Uses of BIN Number

  1. It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.

  2. It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.